About Joff Smith

Joff is an independent CERTIFIED FINANCIAL PLANNER™ professional who has been working with individuals and businesses in the area for over 20 years.

Industry Registrations, Licenses & Designations

• Has Series 65 registration held through Joffrey Smith Financial Group
• Has Series 6, 7, and 63 registrations
• Life, Accident & Health insurance licenses
• Obtained CFP® (CERTIFIED FINANCIAL PLANNER™) designation
• CLU® (Chartered Life Underwriter)
• ChFC® (Chartered Financial Consultant)
• LUTCF (Life Underwriting Training Council Fellow)
• PPC™ (Professional Plan Consultant) designations.
• Investment Advisor Representative, Joffrey Smith Financial Group

Education

• Master of Business Administration (MBA) from Cornell University
• Degree with Distinction earned for being in the top 10% of class
• Master of Business Administration (MBA) from Queen's University
• Certificate in FinTech from Cornell University
• Bachelor of Science in Business Administration from University of Hartford
• Magna Cum Laude graduate with Major in Economics and Finance, and Minor in Sociology.
• Beta Gamma Sigma member, which is an honor society for the best students in accredited business programs
• Recipient of the Senior Book Award, given to the top senior in the Business School.

Community & Charity Involvement

• Joff was the youngest person to ever get elected to the Worcester City Council at age 24.
• Served 3 two-year terms representing District 1 from Jan. 2006 - Jan. 2012.
• Appointed by the Governor to the Board of Trustees of the State Library of Massachusetts.
• President of the Estate & Business Planning Council of Worcester County.
• Elected as a Corporator of the Worcester Art Museum.
• Co-Chair of the Worcester Art Museum Business Partner Committee
• Organized Joff Smith's Celebrity Auction charity event, which raised over $50,000 for
• Worcester area charities.
• Boxed in the Give Kids a Fighting Chance charity boxing events to benefit the Worcester Boys
  and Girls Club.
• Member of The Worcester Economic Club 
• Member of the Financial Services Institute.
• Helped organize and host Karaoke for a Cure charity event to benefit cancer research.
• On the Board of the Masonic Angel Fund charity, which provides financial assistance to children in need at local schools.
• Steering Committee member of the Worcester Tree Initiative.
• Danced in Salsa with Worcester Stars charity event to benefit Centro Las Americas.
• On the Board of the Hourglass Foundation.
• Served on the Board of Worcester Comprehensive Education & Care, Inc.
• Volunteered to help coach Little League baseball teams.
• Volunteered to help with Special Olympics.

Honors

• Qualifying member of the Top of the Table of the Million Dollar Round Table, of which less than 1% of financial advisors worldwide qualify.
• Recipient of the prestigious 40 under Forty award by the Worcester Business Journal.*
• Selected as one of the Top 25 To Watch by Pulse Magazine.*
• Played Division 1 baseball at the University of Hartford.
  
  *40 under Forty honorees nominated by readers and selected by a Worcester Business Journal panel of judges. Top 25 to Watch honorees selected by Pulse Magazine as examples of diligence, strength and drive that can inspire.  

Andrew is an Insurance Agent for Joffrey Smith Financial Group. He has worked in the financial services industry since 2021 with a focus on insurance planning. He got his first experience working as an intern at Joffrey Smith Financial Group before joining in a full-time capacity. Andrew earned a Master of Business Administration (MBA) from Assumption University. He is also a graduate of Assumption University with a Bachelor of Science in Business Administration while majoring in Finance and Marketing. Andrew played Division II football while a student there. He has his Life, Accident & Health insurance licenses. Andrew specializes in working with clients in the areas of life insurance, disability insurance, long-term care insurance, and fixed annuities. He is not licensed to sell in all jurisdictions.

Originally from Maine, Jon Loranger is a graduate of Northeastern University. He holds Series 7, 24, 53, 63, and 65 registrations. He oversees the compliance operations of the firm. This includes maintaining compliance manuals and processes, archival of documents, and new business approval. His goal is to reduce audit risks while maintaining efficient business solutions. Jon has over 18 years of experience in the financial services industry where he served in various capacities such as IT director, senior agency supervisory officer, and as a financial advisor. In his role, Jon works closely with operations, marketing, licensing, technology, broker/dealer relations and advisor support services. 

Jill works with our partners starting from initial paperwork and processing of our Solicitors applications to ongoing training and support. Since all Solicitors have a primary area of expertise, they require varying amounts of coaching and training. She works closely with them so they can learn to pivot to the next step in the process to help ensure that clients are well served.

Maggie provides complete back-office processing for Brokerage Services. From coordinating parameds to correspondence, she is the liaison between all of the involved parties. Maggie provides quotes, works with underwriting and case managers, facilitates product placement and supports policy delivery, underwriting negotiation, and complete back-office processing.